“We Sue Abusive Debt Collectors”
Debt collectors work on a commission basis. They don’t get paid until they get YOUR money. Their goal is to scare you into paying the debt as quickly as possible, and they will not hesitate to use threats, harassing and threatening language, and deceptive tactics to make you pay. Their conduct is not only upsetting to consumers, it is illegal under the Fair Debt Collection Practices Act. The FDCPA gives you the right to sue the collector and recover damages.
“A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt.”
Here are some clear examples of the conduct prohibited by the FDCPA.
- Using obscene language, including “curse” words, and racial or ethnic slurs.
- Suggesting that consumer committed a crime by failing to pay the debt.
- Questioning the debtor’s morals.
- Repeated telephone calls to the debtor at inconvenient hours. (Also a violation of the Telephone Consumer Protection Act.)
- Causing the debtor’s telephone to ring and then hanging up.
- Continuing to contact the debtor after the debtor has instructed the collector, in writing, to cease all further communications.
- Suggesting that failure to pay a debt will subject the debtor to arrest or imprisonment.
- Threatening physical violence or other criminal harm to the person, property or reputation of any
“A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt.”
Some conduct, though not as obvious as that listed above, also violates the FDCPA.
- Collecting any amount not authorized by law or contract, such as collection fees, interest, and miscellaneous surcharges.
- Threatening to seize debtor’s exempt property, such as social security benefits.
- Suing the debtor in a judicial district other than where the debtor resides or the debtor established the account.
- Threatening to take any action that the collector does not intend to take or is legally unable to take.
- Communicating with a third party concerning the debt.
- Sending you simulated legal documents.
- Continuing collection efforts after the debtor has requested “verification” of the debt, but before the collector provided such verification.
- Failing to disclose in communications that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose,
Southeast Consumer Law has sued these debt collection law firms in federal court for violations of the Fair Debt Collection Practices Act.
- Cawley & Bergmann, LLP
- Frederick J. Hanna & Associates, PC
- Greene & Cooper, LLP
- Lazega & Johansson, LLC
- Lefkoff, Rubin, Gleason & Russo
- McCullough, Payne & Haan, LLC
- Pollack & Rosen, PA
Southeast Consumer Law has sued these debt collectors in federal court for violating consumers’ rights under the Fair Debt Collection Practices Act.
- Accounts Receivable Management, Inc.
- Allied Interstate, LLC
- American Collection Systems
- Asset Acceptance, LLC
- Associated Credit Services, Inc.
- Contract Callers, Inc.
- Corporate Receivables, Inc.
- Creditors Financial Group, LLC
- Gemini Capital Group, LLC
- General Revenue Corp.
- Georgia Receivables, LLC
- Griggs & Associates, LLC
- Midland Funding, LLC
- National Enterprise Systems, Inc.
- Nationwide Credit Recovery, Inc.
- Northstar Location Services, LLC
- Pinnacle Asset Group, LLC
- Portfolio Recovery Associates, LLC
- West Asset Management, Inc.
- St John Cobb, Inc.